A public adjuster represents you, and not the insurance company.
The insurance companies have on their staff and payroll trained experienced
adjusters. You the insured conversely, generally has little if any
knowledge of policy language, building construction, or the ins and
outs of how an insurance claim should be handled. This places you
at a distinct disadvantage when it comes to interfacing with the insurance
company on an insurance loss.
A public adjusting firm represents the insured and handles all aspects
of the claim, from start to finish. This arrangement offers you the
insured three distinct advantages:
are being represented by an individual familiar with the claims handling
and settlement process.
are divesting yourself of the claim saving yourself time and expense,
as well as the stress of handling an insurance loss on your own.
are being represented by an experienced adjuster resulting in a larger