Karl Schwarzkopf is the owner and founder of J.EM. Adjustment.

J.E.M. Adjustment is based in Massachusetts and services the states of Massachusetts, Connecticut, Louisiana and Florida. Unlike many public adjusting firms, J.E.M. Adjustment has the added benefit of twenty years experience in the insurance industry.

We handle Municipal, School, Commercial, as well as Homeowner property losses. J.E.M. Adjustment has an extensive back-ground in the handling of these policy lines.

In the course of our career, we have worked in the capacities of company staff adjuster, as well as independent adjuster. The opportunity to have worked in these positions gives our company a broad view of the claims business. Understanding the internal workings of the insurance business, allows us to better interact with the company, as well as the assigned company representative.

Our background gives us a distinct advantage over other firms, who have only a public adjusting back ground. In addition to handling work locally, we have also done extensive work on numerous catastrophe tours throughout the country. This gives us the added advantage of having had exposure to a myriad of types of losses as well as coverages. Our portfolio consists of tours of duty in California handling earthquake losses, Florida handling hurricane losses, and Louisiana handling flood losses.


Karl Schwarzkopf,

(413) 848-2717
(413) 848-1418


J.E.M. Adjustment - Public Adjusters P.O. Box 773, Blandford, MA 01008